Garces & Grabler
Bankruptcy Law
We Can Help You Get Back On Your Feet Again
These are extremely difficult economic times. In many instances mounting debt is taking a stranglehold on individuals and their families.
Beware of so-called credit repair services that promise to reduce or eliminate your debt.
Unfortunately, in too many instances, these are no more than scams designed to exploit people when they are desperately looking for solutions and are most vulnerable. Don’t let fear paralyze you when you need to act decisively.
At Garces & Grabler, P.C., we provide a free consultation with experienced legal and financial professionals who have handled a countless number of cases of people in similar circumstances.
These attorneys will sit down with you individually and confidentially review your financial situation. They will review in detail your entire personal financial status. They will look at your household income and review it side by side next to your household expenses. Based on their findings, they will make educated recommendations as to all your financial and legally available options. This analysis will be provided free of charge without any legal or financial obligation.
Contact us today to find out how we can help you get a fresh start through a Chapter 7 bankruptcy filing, consolidate your debts for easy repayment through a Chapter 13 bankruptcy filing, or allow us to negotiate your existing debt and work out a repayment settlement with all your creditors as an alternative to filing a bankruptcy.
If you require us to immediately file your case because of a garnishment, foreclosure or threat of repossession, we can file your claim in a matter of minutes.
The sooner you take action, the more options you have to resolve your financial situation.
The new Bankruptcy Abuse Prevention and Consumer Protection Act of 2006 was signed by President Bush on April 20, 2005 and is now the law.
The new law requires that any person interested in filing for bankruptcy follows some new procedural requirements and provide certain items not previously required by the Bankruptcy Code.
The future is not as hopeless as you might believe. You have alternatives.
At all times, please keep in mind that the decision to file for bankruptcy is not an easy one and the decision to hire a lawyer is an important one.
The attorneys of Garces & Grabler, P.C. have the combined necessary knowledge, experience, compassion and understanding to help you through the entire process.
In the past, Garces & Grabler, P.C. has prepared and filed tens of thousands of bankruptcy petitions. We have helped thousands of New Jersey residents save their homes from sheriff sales, avoid repossessions, and become debt free. If you are having financial difficulty, bankruptcy may be your answer.
We can provide you with legal counsel in a straightforward, non-judgmental manner. After your free initial consultation you will know your legal rights, and your options (from bankruptcy alternatives to seeking protection under the U.S. Bankruptcy Code).
Alternatives To Filing For Bankruptcy
If you are having problems with a small number of creditors, are receiving harassing phone calls yet you do not have enough debt to justify filing for bankruptcy, or you do not qualify to file for bankruptcy, we can assist you in debt negotiations and work out debt settlements.
We will work one-on-one with your creditors to get the most cooperation and best deal possible.
Garces & Grabler
20 Green St
Newark NJ 07102
Tel: 973 848-0500; 800 923–3456
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